To help employees obtain coverage in the event of disability, employers purchase individual and/or group disability insurance plans. These insurance plans have several key differences:...
Read MoreThe majority of long-term disability insurance plans can replace up to 70% of your normal income. According to a report from the Health Association of...
Read MoreIf you can no longer work because of an illness or injury, it’s important to understand what your insurance company will – and will not...
Read MoreBecause the LTD appeals process can be long and drawn-out, it is strongly recommended that you file your application between four and six weeks before...
Read MoreTechnically, anyone who is “disabled” may qualify for long-term disability insurance benefits. However, because every insurance plan is different, the definition of “disabled” can vary...
Read MoreLong-term disability insurance is a type of financial safety net that helps individuals with disabilities maintain their quality of life. This type of disability insurance...
Read MoreDiscovery examinations are an important part of the litigation process. They typically happen after you have filed a lawsuit, the defendant has filed a defence...
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