Own Occupation vs. Any Occupation in LTD Policies
Long-term disability (LTD) insurance policies typically include confusing terminologies and provisions that can make it challenging for an insured person to understand if they’re entitled to benefits when making a claim. What is outlined in your policy determines how your claim is processed. While each case is decided on its specific facts, the framework of […]
Most Common Car Accident Injuries
Recovery can be slow after a serious car accident, and you may be wondering if your life will ever get back to normal. A basic understanding of common car accident injuries can guide you in seeking medical care after a car accident and help you build a strong personal injury claim.Harsh winter conditions and wildlife […]
Understanding Child Sexual Abuse: Signs and Legal Rights
There are few things as terrible and unthinkable as the sexual abuse of a child. When an adult in a position of authority abuses their power, as well as the victim’s trust in them, the young victim may suffer physical and emotional consequences for the rest of their lives. The compassionate attorneys at Valent Legal […]
What Are Liabilities and Torts in Personal Injury Law?
Car accidents are some of the most common types of accidents across the world. People need cars to get from one place to another, may it be private or public vehicles. Due to the high number of people using cars in their daily lives, car accidents caused by collisions often happen. It is during those […]
What Does Long-Term Disability Cover in Nova Scotia?
Long-term disability insurance, or LTD, replaces some of your income when you cannot work for an extended period because of a medical condition. In Nova Scotia, insurers decide what conditions are covered. Long-term disability benefits typically start after short-term benefits end, such as EI Sickness Benefits.You may be able to receive long-term disability benefits alongside […]
Privacy Torts in Nova Scotia: Current State of the Law
We live interesting times. With the advent of new technologies such as the internet, cell phones, and social media, people are connected more than ever before and can achieve things that would have been the stuff of science fiction to previous generations. While this technological boom undoubtedly carries many benefits, it has created complications and […]
The Objective Evidence Myth in LTD Claims
The Big LTD Myth LTD Insurers often deny claims on the basis that the Claimant (Plaintiff) has not proven any objective evidence of a disease or injury. This is not just a tactic to dissuade claimants from starting a lawsuit. The LTD insurers often defend claims in court on this same premise. It is always […]
Cyberbullying and Sharing Intimate Images in Nova Scotia
Intimate Images and Cyber Protection Act The age of social media has seen a rise in cyberbullying and the sharing of intimate pictures. In 2015, section 162.1(1) was introduced to the Canadian Criminal Code. This section specifically deals with the publication of an intimate image without consent and specifically targets cyberbullying. The tragic death of […]
What to Do When You Can’t Settle With the Insurance Company
Injuries as a result of car accidents or slip and falls where another party was negligent are often eligible for a legal claim for compensation. Before applying for compensation, however, it’s important to have a sense of the steps along the way. Investigation In such a claim, one of the first steps you should take […]