How to Avoid LTD Benefit Overpayments
The Canada Pension Plan (CPP) provides disability benefits to those who have made enough contributions to the CPP over time and who have a disability that is both severe and prolonged such that the applicant cannot work. This program is excellent because it can provide financial relief for those in difficult situations, but the logistics […]
Can You Sue NSAHO for Disability Benefits?
Many employers in Nova Scotia have long-term disability coverage, not through a typical insurance company, but through a “self-insured” plan governed by a health and welfare legal trust fund titled the NSAHO Long-Term Disability (LTD) Plan. The self-insured nature of the Plan means the employers assume the financial risk of providing health care benefits to […]
What to Expect in LTD Litigation
Whenever starting an LTD claim or appeal, our clients always have dozens of questions on what they can expect. How long will it take, how much it will cost, and what do I need to do to prepare are some of the most common questions we are asked. The answers to these questions depend on […]
Why LTD Cases Rarely Go to Trial in Atlantic Canada
When people are denied long-term disability benefits, they quickly begin to fear for the worst. They imagine themselves dealing with mounds of paperwork and having to speak in front of a court full of people judging their every word. The idea of taking on an insurance company in court does not sound like an easy […]
Top 6 Issues to Consider When Settling Your LTD Claim
Settling your LTD claim is a difficult decision for many. There are a few clear-cut reasons to accept an LTD settlement like if you have an immediate need for cash, you might be able to return to work sooner than you expected, you have figured out another form of employment that allows you to work, […]
How to Calculate Pain and Suffering Damages
If you’ve suffered a serious personal injury in Halifax or elsewhere in Nova Scotia as a result of someone else’s negligence, you might be entitled to financial compensation. In 2023, personal injury claims in Nova Scotia saw a significant increase, with over 15,000 cases filed. It makes sense that if someone else hurts you, you […]
Understanding CPP and LTD Overpayments
If you’ve received a retroactive CPP Disability payment or a letter from your long-term disability insurer saying you owe them money, you’re not alone. This situation catches many people off guard, and it can create serious financial pressure at an already difficult time. The good news is that you have options, and understanding how these […]
How to Work With LTD Case Managers to Keep Claims on Track?
When our long-term disability (LTD) lawyers start working with a new client on their LTD claim, several questions are asked. Details on how the client’s experience communicating with their insurance company are essential for an LTD attorney to know as it can help them decide on an effective strategy. By the time we speak with […]
Working With Your Long-Term Disability Case Manager
When our long-term disability (LTD) lawyers start working with a new client on their LTD claim, several questions are asked. Details on how the client’s experience communicating with their insurance company are essential for an LTD attorney to know as it can help them decide on an effective strategy. By the time we speak with […]