Car accidents are some of the most common types of accidents across the world. People need cars to get from one place to another, may it be private or public vehicles. Due to the high number of people using cars…
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Car accidents are some of the most common types of accidents across the world. People need cars to get from one place to another, may it be private or public vehicles. Due to the high number of people using cars…
Long-term disability insurance, or LTD, replaces some of your income when you cannot work for an extended period because of a medical condition. In Nova Scotia, insurers decide what conditions are covered. Long-term disability benefits typically start after short-term benefits…
We live interesting times. With the advent of new technologies such as the internet, cell phones, and social media, people are connected more than ever before and can achieve things that would have been the stuff of science fiction to…
The Big LTD Myth LTD Insurers often deny claims on the basis that the Claimant (Plaintiff) has not proven any objective evidence of a disease or injury. This is not just a tactic to dissuade claimants from starting a lawsuit….
Intimate Images and Cyber Protection Act The age of social media has seen a rise in cyberbullying and the sharing of intimate pictures. In 2015, section 162.1(1) was introduced to the Canadian Criminal Code. This section specifically deals with the…
Injuries as a result of car accidents or slip and falls where another party was negligent are often eligible for a legal claim for compensation. Before applying for compensation, however, it’s important to have a sense of the steps along…
LTD litigation can be confusing and overwhelming at the best of times. Especially when trying to navigate taxation issues, the application of offsets, who is first payee, etc.. One of the most misunderstood issues is the all source maximum clause….
Can a LTD Insurer force a clamant to apply for CPP-D benefits? The answer to that question isn’t very straightforward. So today we are going to run through a few different scenarios to better illustrate the answer! Example A: My…
Whether you are receiving monthly payments from your Long Term Disability (LTD) Insurer, or engaged in a lawsuit trying to obtain benefits, the issue of “offsets” will inevitably become an issue. The Most Common Offsets Almost all LTD policies allow…