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The Canada Pension Plan (CPP) provides disability benefits to those who have made enough contributions to the CPP over time and who have a disability that is both severe and prolonged such that the applicant cannot work. This program is…
Many employers in Nova Scotia have long-term disability coverage, not through a typical insurance company, but through a “self-insured” plan governed by a health and welfare legal trust fund titled the NSAHO Long-Term Disability (LTD) Plan. The self-insured nature of…
Whenever starting an LTD claim or appeal, our clients always have dozens of questions on what they can expect. How long will it take, how much it will cost, and what do I need to do to prepare are some…
When people are denied long-term disability benefits, they quickly begin to fear for the worst. They imagine themselves dealing with mounds of paperwork and having to speak in front of a court full of people judging their every word. The…
Settling your LTD claim is a difficult decision for many. There are a few clear-cut reasons to accept an LTD settlement like if you have an immediate need for cash, you might be able to return to work sooner than…
If you’ve suffered a serious personal injury in Halifax or elsewhere in Nova Scotia as a result of someone else’s negligence, you might be entitled to financial compensation. In 2023, personal injury claims in Nova Scotia saw a significant increase,…
The Canada Pension Plan (CPP) provides disability benefits to those who have made enough contributions to the CPP over time and who have a disability that is both severe and prolonged such that the applicant cannot work. This program is…
When our long-term disability (LTD) lawyers start working with a new client on their LTD claim, several questions are asked. Details on how the client’s experience communicating with their insurance company are essential for an LTD attorney to know as…
When our long-term disability (LTD) lawyers start working with a new client on their LTD claim, several questions are asked. Details on how the client’s experience communicating with their insurance company are essential for an LTD attorney to know as…